Residents of Finland
To avoid the late fee, you have to pay your event at latest on March 26th onto the account 106930-224261. Account holder is Kotkan keskiaikaseura ry.
SKA members pay with their personal reference number 13xxxxx, where xxxxx is the number and check sum on the membership card (omit the dash). Each member needs to pay separately!
Non-members fill in the message field, please indicate whom you are paying for (please use mundane names).
Note. Advance cash payments will not be accepted from residents of Finland. If you pay in cash at the door, late fee will be charged.
Residents of Austria, Germany, The Netherlands and Sweden
Your event fees need to be transferred electronically to the canton of Poukka’s account as an EU/euro transfer. According to an EU agreement, an automatic transfer in euros from one bank to another bank inside the EU area – a so called EU payment/transfer – costs only as much as a similar domestic transfer.
For residents of Sweden: Most Swedish banks allow sending and receiving of this type of payment and you are strongly encouraged to do so. If your bank absolutely refuses to cooperate, contact the autocrats for alternative means of payment.
Residents of other countries
Residents of other countries may pay at the door (in euros), but the reservation has to be made by March 26th to avoid late fee.
Euro payment details
Below you find all the details necessary for a succesful automatic EU payment. We’ll let you know when your money has reached the account!
- Account number, IBAN format: FI22 1069 3000 2242 61
- In international banking, the account number is given in the long IBAN fromat, which contains information about the country the account is in (FI=Finland) and the bank and bank office where it can be located.
- Recipient (account holder): Kotkan keskiaikaseura ry
- The holder of the account in question is the sponsor of the event, the canton of Poukka, but it’s mundane name is “Kotkan keskiaikaseura ry”.
Sometimes it is also necessary to give the recipient’s address. In our case it is the treasurer’s address, like this:
c/o Ville Laukkanen
Valhallankatu 8 A 3
- SWIFT (or BIC) code: NDEAFIHH
- The SWIFT code, sometimes the BIC code, is the international code for a bank. If you pay elecronically, by entering the SWIFT/BIC, you may even see the full name of the recipient’s bank before accepting the payment. Most of this one is fairly easy to trigger, NDEA stands for Nordea and FI for Finland (Nordea is an Scandinavian bank, it also exists in other Nordic countries).
- Currency: EUR
- In the euro countries it is fairly obvious that when we are using the same currency, you cannot lose in exchange and transferring is easy. I’ve also checked that the Swedish banks allow this as well within the limits of the EU payments. It may depend a bit on your bank what exchange rate you get, but in the automatic payments there’s no extra exchange fee for paying in euros.
- Banking fees are shared with the recipient
- In manual payments abroad, one can choose if the banking fees are covered by one of the parts or if they are shared (which makes sense when the fees are high). However, in EU payments both parts pay only what they would pay for domestic transfers (mostly the recipient pays next to nothing in EU payments) and the automatic payment only works if costs are shared.
So don’t try to be nice by taking over all costs, just take care of yours and we’ll take care of ours.
- Message: who’s paying, for whom and for what
- To make our life easier, please enter at least the information on whose event fees you are paying (mundane and SCA name). If you have taken something else than “everything” (site+meals+feast, 35/38 EUR), try to fit information about that into the field, too, just to save everybody’s time.
An example by Johanna
This example is from a Finnish web bank, provided by Nordea Finland. I acted as if I was paying for my Crown Tourney reservation from abroad and the system is stupid enough not to suggest that I do it as a domestic payment (which is faster and easier). Thus I got an almost real example, I just stopped before confirming the payment.
Note that the black holes in the graphics are where my personal information, account number etc. would be displayed; for my own safety I censored it from these public graphics.
I’m fairly sure that the form to be filled in looks fairly similar, whether on paper or on screen. Click the images to open a larger version of the same screen:
When I have filled everything in, I click the “Continue” button and if the system is satisfied (first time round it wasn’t, I didn’t tell the country of the recipient’s/beneficiary’s bank which is Finland), I proceed to the next stage; note that here the name of the recipient’s bank is written out in full, the system fetches the information from a SWIFT database:
If this had been a real payment, I would have given the confirmation code to the system, the payment would have been queued and the money would have left my account within the day or two (it is not quite instant). This time I stopped before confirmation, but until then everything was for real – I hope it helps! If not, feel free to contact the autocrat or Johanna with your questions about the euro payments.